Feasible.co.uk - The Second Charge Mortgage Specialists

Secured loans for homeowners
Low rates from 4.2% APRC

Practical - Attainable - Viable

Feasible.co.uk are a credit brokers who are proud to be working in partnership with an award winning team that offer secured loans, short term bridging loans and development finance for both commercial, buy to let property loans and residential homes up to 100% LTV. Specialist first charge mortgage solutions are available for buy to let properties where the applicant doesn't meet the mainstream lenders requirements.

Loans from can be arranged quickly for a wide range of purposes including popular options such as debt consolidation loans and for home improvements loans. Rates start from as low as 4.2% APRC with long repayment terms from 3 - 30 years across a wide range of suitable lenders.

Why choose us?

Award Winning Service

Our partner brokers provide an award winning service which means you're in good hands. They are passionately focused on delivering to customers the best financial solution for your needs.

Market Choice

We're not tied to a single lender and can access a wide range of lending solutions from across the market place. This means we can search the market to find you the best deal.

Exclusive Deals

We have access to exclusive deals and rates that you wont find anywhere else.

Experienced

Our team of advisors have many decades of combined experience in the finance industry but with a true perspective of how money affects us in our daily lives. We do this by listening to people’s individual needs and present a solution thats taylored to their needs.

Approachable

Our advisors provide an approachable and friendly service with the sole aim of providing a funding solution thats right for you.

Knowledgable

Decades of experience has given us a real understanding of peoples needs and we're constantly updating our knowledge of the industry to brind you the most upto date solutions.

FAQ

Below we've answered some of our most frequently asked questions

How much can I borrow for a home improvement loan?

How much you can borrow will depend on a number of factors and your advisor will be able to provide you with an exact quote. Home improvement loans can be arranged from £5,000 – £2,000,000 and be repaid over 3 – 30 years. Secured home improvement loans are for homeowners only and are suitable if you wish to borrow a larger amount against your home over a longer period of time. Loans can be arranged up to 95% loan to value and 100% LTV in some circumstances. Home improvement loans can also be secured against BTL property for landlords who wish to raise additonal funds against their property investments.

Can I get a loan without proof of income?

In most cases you will need to show the lender adequate proof of income. Proof may be SA 302 documents from HMRC or business accounts. Each lender will have their own requirements and an advisor will be able to advise you on what is required.

Do you offer debt consolidation loans against buy-to-let?

Yes. If you are a landlord and have a buy to let investment then we can arranged secured loans against buy to let property. The loan funds can then be used for any legal purpose such as debt consolidation, home improvement or to buy further BTL properties. Loans can be arranged on both a first and second charge basis from 85% loan to value and can be repaid over the long term.

Do you offer loans to self employed applicants?

Yes. There are plenty of lenders on our panel that offer loans for self employed people. This also includes contractors, company directors and new business owners. Each lender will have their own income proof requirements and our advisors will be able to advise you on what is required as part of the applicant process.

Can I get a debt consolidation loan with bad credit?

Yes. There are a range of lenders who will accept applicants with adverse credit credit issues. This may include CCJ’s, defaults or previous missed payments. Some lenders will also accept applicants who have previously been bankrupt. The advisor will be able to present a range of options and lenders that match your needs and credit rating.

What types of debts can be consolidated?

With a debt consolidation loan any type of debt or credit committment can be consolidated. This may include credit cards, overdrafts, store cards or previous loans. The new loan is simply used to pay off your debts so that you have an easier to manage loan and only one repayment to manage each month.

I have some credit issues on my file can I still get a loan against my BTL?

Yes, there are a selection of lenders and products that are suitable for landlords who have some bad credit. Examples include CCJ’s, defaults and missed payments. Loans can also be considered for bankrupts. The interest rates on these products are higher as you may expect. Request a quote for a detailed example of what is available for you.

Can I take out a secured loan on my HMO?

Yes secured loans are available against HMO’s, multi let properties and student lets.

How much can I borrow against my buy to let property?

How much you can borrow will depend on your personal circumstances and how much equity you have without your buy to let. Max loan to value is 75% for a BTL. Request a quote here on the page and one of our brokers will contact you provide an accurate quote. For a quick estimate of costs and repayment amounts you can use this calculator.

We compare the market so you dont have to

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it.

Customer Reviews

by ANOM on Feasible
Found what I was looking for

Found what I was looking for and very helpful people. Thank you.

by Jason T on Feasible
Super fast and easy to use!

Found this lender via a referral and have been very pleased so far. A fast service and easy to use quote system.

Thanks for using Feasible Jason, and we appreciate your feedback.

by Mrs Smith on Feasible
Great quote and easy to use.

Feasible is easy to use and found it very simple to find a loan at a great rate.

We are independently reviewed by our verified customers and web users:
Rating: 4.9 / 5 with 7 votes
Read our customer reviews